Delta Dental Premier – Corte Madera, CA
Learn More About the Benefits of Delta Dental Premier
Research has found many connections between oral and general health, which means healthy teeth and gums are more important than ever. Brushing and flossing aren’t enough to keep your smile healthy. You also need to see a dentist regularly. Your dental insurance gives you access to the affordable services you need for optimal oral health. Your Delta Dental Premier dentist in Corte Madera, Dr. Young, will help you invest in your best smile without breaking the bank.
Delta Dental Premier Coverage Availability & Fees
Dental insurance is an investment in your smile. Paying your monthly premiums allows you to benefit from reduced rates for the services you need to keep your teeth and gums healthy. Although every policy differs, most plans include:
- 100% coverage for preventive services.
- 80% coverage for minor restorative services.
- 50% coverage for major restorative services.
Dental insurance focuses on prevention to stop common oral health problems occurring in the first place, like cavities and gum disease. Preserving a person’s natural smile reduces the likelihood of needing costly treatments later, like root canals or tooth extractions.
Research has shown that every $1 spent on prevention can save $50 on restorative services. The American Dental Association recommends a cleaning and checkup every 6 months. Your dental insurance will cover 100% of the costs of preventive care after a copayment.
If a dental problem arises, like a cavity or toothache, you don’t have to delay seeing a dentist in Corte Madera if money is tight. Your insurance can cover up to 80% of the cost of many restorative services after meeting your deductible. You can use your annual allowance to treat the issue quickly to avoid a costly dental emergency later.
Unfortunately, your dental insurance doesn’t last forever. It expires at the end of the year. On average, only 3% of Americans meet their annual limits. Any coverage you don’t use won’t accumulate, and you won’t be reimbursed for your premiums or your deductible.
Your insurance recommends choosing a dentist in their network to benefit from more coverage at the time of services, but you have the freedom to choose one that’s out-of-network. You’ll have to pay the difference between the dentist’s fees and your insurance’s allowable coverage. We are proud to accept both in-network and out-of-network patients.
Maximize Your Dental Insurance
Dental insurance in Corte Madera can be confusing, but you don’t have to navigate your policy alone. A member of our team will work on your behalf with your dental insurance to maximize any benefits, so you don’t have to deal with all the paperwork. They will explain how your coverage is being used and if there’s any remaining balance. They’ll also review your payment options for any out-of-pocket expenses, like CareCredit.
If you have questions about your dental insurance, or you need to see a dentist, request an appointment through our website or call (415) 223-8846. We look forward to helping you achieve a healthy, beautiful smile.